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Fixed Deposit vs Debt Funds
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Fixed Deposit vs Debt Funds
| Pre-Tax Return | Investment Amount | Redeemed / Maturity Amount | Total Interest / Profit Amount | Annual Interest / Return (%) |
|---|---|---|---|---|
| Fixed Deposit | 100000 | 106660.16 | 6660.1600000000035 | 6.66 |
| HDFC Dynamic Debt Fund - Growth Option | 100000 | 103,124 | 3,124 | 3.12 |
| Post Tax Return | Pre-tax Interest / Profit Amount | Capital Gains Tax | Indexed Amount | Income / Capital Gains Tax | Post Tax Interest / Profit Amount |
|---|---|---|---|---|---|
| Fixed Deposit | 6660.1600000000035 | Not Applicable | Not Applicable | 1998.05 | 4662.110000000001 |
| HDFC Dynamic Debt Fund - Growth Option | 3,124 | Short Term | Not Applicable | 937 | 2,187 |
Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.
Top Performing Debt Mutual Funds
| Scheme Name |
Launch Date | Expense Ratio (%) | 1-Year Ret (%) | 2-Yrs Ret (%) | 3-Yrs Ret (%) | 5-Yrs Ret (%) | 10-Yrs Ret (%) | Since Launch Ret (%) |
|---|---|---|---|---|---|---|---|---|
| 360 One Dynamic Bond Reg Gr | 24-06-2013 | 0.59 | 5.73 | 8.05 | 7.97 | 6.91 | 6.87 | 6.95 |
| Axis Dynamic Bond Reg Gr | 01-04-2011 | 0.62 | 5.48 | 7.46 | 7.26 | 6.15 | 7.17 | 7.81 |
| Bandhan Dynamic Bond Reg Gr | 01-12-2008 | 1.6 | 5.17 | 5.83 | 6.84 | 5.48 | 6.82 | 7.5 |
| Mirae Asset Dynamic Bond Reg Gr | 05-03-2017 | 1.02 | 4.87 | 6.44 | 6.35 | 5.06 | - | 5.84 |
| ICICI Pru All Seasons Bond Gr | 01-05-2009 | 1.27 | 4.75 | 7.08 | 7.2 | 6.53 | 7.59 | 8.23 |
| ABSL Dynamic Bond Gr Reg | 27-09-2004 | 1.22 | 4.73 | 7.16 | 7.18 | 6.81 | 5.92 | 7.54 |
| Kotak Dynamic Bond Reg Gr | 26-05-2008 | 1.33 | 4.57 | 6.58 | 7.08 | 6.01 | 7.25 | 7.85 |
| SBI Dynamic Bond Reg Gr | 10-02-2004 | 1.37 | 4.39 | 6.26 | 6.63 | 6.06 | 7.02 | 6.05 |
| Nippon India Dynamic Bond Gr Gr | 05-11-2004 | 0.74 | 4.18 | 7.11 | 7.11 | 6.17 | 6.52 | 6.51 |
| MahIndra Manulife Dynamic Bond Fund Reg Gr | 01-08-2018 | 1.51 | 3.99 | 6.16 | 6.43 | 5.02 | - | 5.21 |
| UTI Dynamic Bond Reg Gr | 23-06-2010 | 1.68 | 3.57 | 6.3 | 6.56 | 8.8 | 6.34 | 7.57 |
| Quantum Dynamic Bond Reg Gr | 05-04-2017 | 0.99 | 3.33 | 6.13 | 6.82 | 6.28 | - | 6.65 |
| HDFC Dynamic Debt Gr | 28-04-1997 | 1.42 | 3.12 | 5.63 | 6.27 | 5.15 | 5.74 | 7.92 |
| HSBC Dynamic Bond Fund Reg Gr | 01-01-2013 | 0.61 | 3.09 | 5.94 | 6.46 | 5.43 | 6.32 | 5.8 |
| JM Dynamic Debt Reg Gr | 25-06-2003 | 0.96 | 2.93 | 6.21 | 6.36 | 5.69 | 6.19 | 6.54 |
| DSP Strategic Bond Reg Gr | 16-05-2007 | 1.2 | 2.22 | 5.02 | 6.16 | 5.58 | 6.49 | 6.68 |
| PGIM India Dynamic Bond Gr | 12-01-2012 | 1.66 | 2.11 | 5.19 | 5.95 | 5.11 | 6.42 | 7.09 |
| ITI Dynamic Bond Fund Reg Gr | 14-07-2021 | 1.15 | 1.63 | 4.8 | 5.59 | 5.1 | - | 5.1 |
| Groww Dynamic Term Fund Reg Plan Gr | 30-11-2018 | 1.46 | 1.49 | 4.35 | 4.81 | 4.5 | - | 5.39 |
| Baroda BNP Paribas Dynamic Bond Fund Gr | 23-09-2004 | 1.7 | 1.15 | 4.59 | 5.36 | 5.14 | 5.78 | 7.29 |
| Canara Robeco Dynamic Bond Reg Gr | 29-05-2009 | 1.69 | 0.92 | 3.85 | 4.79 | 4.36 | 5.56 | 6.56 |
| Union Dynamic Bond Gr | 13-02-2012 | 1.55 | 0.82 | 4.45 | 5.3 | 4.48 | 5.42 | 6.14 |