Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106975.37 6975.369999999995 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 104,609 4,609 4.61
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6975.369999999995 Not Applicable Not Applicable 2092.61 4882.759999999995
HDFC Dynamic Debt Fund - Growth Option 4,609 Short Term Not Applicable 1,383 3,226

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name
Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 8.11 8.92 8.21 7.01 6.99 6.99
ICICI Pru All Seasons Bond Gr 01-05-2009 1.28 7.6 7.94 7.81 6.64 8.05 8.36
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.02 7.2 7.09 6.89 4.75 - 5.92
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.74 7.13 7.86 7.69 5.89 6.84 6.54
JM Dynamic Debt Reg Gr 25-06-2003 0.98 6.93 7.78 7.26 5.76 6.61 6.65
ABSL Dynamic Bond Gr Reg 27-09-2004 0.0 6.77 7.96 7.65 6.9 6.32 7.61
ABSL Dynamic Bond-Discipline Advtg Gr 30-03-2009 0.0 6.77 7.96 7.65 6.89 6.32 7.36
Axis Dynamic Bond Reg Gr 01-04-2011 0.63 6.43 7.63 7.53 5.86 7.34 7.86
UTI Dynamic Bond Reg Gr 23-06-2010 0.0 6.06 7.34 6.99 8.41 6.69 7.71
Quantum Dynamic Bond Reg Gr 05-04-2017 1.02 5.93 7.89 7.97 6.21 - 6.87
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.57 5.92 7.39 7.04 4.78 - 5.26
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.78 5.76 7.58 7.09 5.27 6.83 5.87
SBI Dynamic Bond Reg Gr 10-02-2004 1.42 5.62 7.51 7.57 5.85 7.43 6.09
PGIM India Dynamic Bond Gr 12-01-2012 1.64 5.28 7.36 6.8 5.22 6.86 7.34
Kotak Dynamic Bond Reg Gr 26-05-2008 1.33 5.07 7.73 7.36 5.82 7.62 7.93
Baroda BNP Paribas Dynamic Bond Fund Gr 23-09-2004 1.7 4.94 6.81 7.0 5.2 6.34 7.5
HDFC Dynamic Debt Gr 28-04-1997 1.52 4.61 6.91 6.87 6.1 6.18 8.01
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.19 4.48 6.63 6.32 - - 5.47
Groww Dynamic Bond Reg Gr 30-11-2018 1.25 4.46 6.01 5.84 5.06 - 5.74
Union Dynamic Bond Gr 13-02-2012 1.55 4.27 6.71 6.77 4.65 5.87 6.37
DSP Strategic Bond Reg Gr 16-05-2007 1.21 4.01 7.14 7.52 5.57 6.99 6.81
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.75 3.22 5.84 6.07 4.36 6.05 6.77
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.57 2.63 6.89 6.93 4.92 6.89 7.5